MITRA DANA

As your investment grows, your insurance protection increases.

A combination of protection, savings, and investment
Mitra Dana insurance was designed to be one of your key investment instruments. Through this program, your fund will develop in line with multiple interest, at a competitive interest rate. Mitra Dana offers a special benefit by providing a premium discount facility without decreasing the Sum Insured Value of your insurance.

Guarantee of increase in Investment

1. Mitra Dana guarantees a minimum investment return on the accumulated premium fund of 4.5% per annum or 0.37% per month,.
2. The Policyholder is entitled to an additional benefit if the investment return gained by AJB Bumiputera 1912 is above 4.5% per annum, as guaranteed in item 1.

Insurance Fund Development
*) assumed interest 12%

Double Protection
If the Insured passes away, the appointed legatee will receive benefits, including:

1. Sum insured by 125% of Single Premium.
2. Accumulated premium fund in accordance with the yield of investment development of AJB Bumiputera 1912.

Get Premium Discount
Mitra Dana is available with a Single Premium starting from Rp. 250,000,000.00. A premium discount that does not decrease the insurance benefit is available, as follows:

1. Premium discount 5%: Single Premium Rp. 250 million to Rp. 500 million
2. Premium discount 7.5%: Single Premium Rp. 501 million to Rp. 750 million
3. Premium discount 10%: Single Premium of above Rp. 750 million

Flexible

1. The Insurance period is a minimum of 5 years and a maximum of 15 years
2. You can get Mitra Dana with a physician's examination (medical) or without physician's examination (non-medical). Refer to AJB Bumiputera 1912's underwriting provisions.

Eligibility
If you are aged between 21 and 65 years upon the expiry of the Mitra Dana Insurance program, you are entitled to become Mitra Dana Policy Holder.

You can get more information on the investment yield progress by contacting the nearest branch office of AJB Bumiputera 1912.

 

Back to Top