Individual Life Insurance

MITRA POESAKA

Protection for you and your family, now and in the future, with investment linked savings and unbeatable flexibility. (USD)


The AJB Bumiputera 1912 "Mitra Poesaka" dollar-denominated product offers insurance protection and a savings plan linked to an investment program, with a unique flexibility that allows you to vary the premium payments, withdraw savings, and increase the insurance value.

This means that with Mitra Poesaka there is no need to worry if economic circumstances cause you to terminate your insurance before the term is complete. It is an ideal product to help you achieve your financial goals and to protect your family's future.

Eligibility
If you, as the Insured, are between 15 years and 65 years (at the time of insurance plus the insurance period), you can obtain the protection and savings offered by Mitra Poesaka.

If you are between 15 and 50 years old, you can obtain non-medical coverage up to a maximum of US$40,000.00 (forty thousand US Dollars). Those above that age are still entitled to obtain equal insurance coverage if they take a physician's examination and meet the provisions of the underwriter.

Mitra Poesaka is offered in US Dollars with a single premium payment system. However, if you want to add to your premium at any time, each premium addition will be declared as a single premium that will increase the insurance value and savings. You can also add the premium risk rider "A" to cover the risk of accidents.

The insurance period for Mitra Poesaka is a minimum of 3 years and a maximum of 15 years.

If you as the Insured live until the end of the insurance period, you will be entitled to saving inheritance (cash value) amounting to that calculated at the end of the contract.

However, if you as the insured passes away, your appointed legatee shall be entitled to inheritance at 100% of insurance value (equal to 5 times of accumulated premium payment), plus the saving value (cash value) equal to the calculation.

 

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MITRA POESAKA Simulation

Testimonials

  • I have planned my retirement, and it includes AJB Bumiputera 1912 insurance.

    - Dr. Sulistiyo M.Pd., Head of PGRI

  • Happy 100th anniversary. May AJB Bumiputera 1912 become the pride of Indonesia.

    - Azzam Rizal, President Director of PDAM Tirtanadi, Medan

  • Happy 100th anniversary.

    - Azwan Lubis, Adam Malik Hospital President Director

  • Happy 100th anniversary

    - John Tafbu Ritonga, Dean of Economic Faculty at North Sumatra University

  • Happy 100th anniversary.

    - Nurdin Abdul R., Head of Regent of Bireuen, Aceh